Moneyverse

In a significant move that could reshape the digital payments landscape, Congress has introduced the Stablecoin Transparency and Accountability for a Better Ledger Economy (STABLE) Act of 2025 . This groundbreaking legislation aims to establish a comprehensive framework for the issuance and oversight of dollar-denominated payment stablecoins. By setting forth clear regulatory guidelines, the STABLE Act seeks to protect consumers, ensure market stability, and position the United States as a global leader in digital financial innovation. Before you continue with this article, it is of paramount importance to take note of the definition of a Stablecoin.  What are Stablecoins? Stablecoins are cryptocurrencies whose value is pegged, or tied, to that of another currency, commodity, or financial instrument. They are relatively less volatile as compared to other cryptocurrencies like Bitcoin or XRP. Stablecoins pursue price stability by maintaining reserve assets as collateral or through a...

  Remember the days when Nokia was the name everyone trusted for their mobile phone? Nokia wasn’t just a name—it was a symbol of innovation, reliability, and style. From the clunky yet beloved brick phones of the 90s to the sleek and durable models of the early 2000s, Nokia set the standard for what a mobile phone could be. But one day, a titan that once ruled the mobile phone world found itself dethroned, seemingly out of nowhere. How did the company that invented the mobile revolution lose its cr own? A Glorious Era of Innovation In the early 1990s, Nokia shed the divisions of its business that were not directly related to telecommunications, such as data, energy, television, tire and cable production, focusing its corporate attention on innovation in the growing mobile phone market. In the days when mobile phones were just beginning to become a part of everyday life, Nokia was there, lighting up the world with designs that were both simple and effective. Their device...

  A Hidden Force in Global Finance For decades, hedge funds have operated largely in the shadows, their strategies and internal workings shrouded in secrecy. But if you peel back the layers, you’ll find that these firms are not only sophisticated investment engines—they’re also master tacticians. With nearly $1 trillion in assets under management, their influence extends far beyond the walls of exclusive boardrooms. From short selling and leveraging advanced algorithms to executing high-frequency trades, hedge funds are now major players in everything from equities to currencies and even commodities. It might seem unbelievable that a relatively small group of investors can dictate trends on a global scale, but their power lies  in their agility, secrecy, and relentless pursuit of uncorrelated returns The Art and Science of Hedge Fund Strategies So what exactly are these hedge funds doing differently? The answer lies in their multifaceted approach to investing. 1. Leveragi...

  A shift in the crypto economy  When cryptocurrency was first gained popularity in around 2017, it was all about decentralization — giving people the freedom to control their own money without any involvement from banks or governments. This idea of decentralization was revolutionary as it gives individuals the opportunity to trade and invest without the interference of major institutions.   However, things are changing. Over the years, big financial institutions have been slowly getting more involved in the crypto market. For instance, Fidelity's research has pointed out that 71% of institutional investors see crypto as a viable asset class. With the emergence of Bitcoin's ETF, crypto futures and increasing availability of crypto ETFs, Wall Street is quietly taking over the crypto space which was once dominated by retail traders.  Chart of Bitcoin holdings and its corresponding price The chart above shows institutional Bitcoin holdings since the ETF approval. I...